Riverfront Federal Credit Union

You could win $5,000 toward a new kitchen by signing up for and paying bills with online Bill Pay. With Bill Pay, you save time by paying your bills whenever and wherever you want. Your information is safe, protected and backed by an on-time payment guarantee.

How could you win?
Simply sign up and make at least two new $10 payments using Bill Pay between April 14 and June 13, 2008.

Enroll today!
Sign up for Bill Pay today and you can:
• Pay all of your bills from one screen
• View detailed payment history
• Set up recurring payments

New to Online Banking?

If you are not already enrolled in Online Banking, visit us online and select the “Enroll in Online Banking” link today!

Sign Up. Pay Bills. And You Could WIN!

*No Purchase Necessary. 1. Sweepstakes begins April 14, 2008 and ends June 13, 2008. 2. Eligibility: Sweepstakes open to members of online bill payment service and others as described below who are a legal US resident 18 years of age or older. 3. How to Enter: A) End Users of participating financial institutions are automatically entered into the Sweepstakes and given one entry into the Sweepstakes by making two qualifying online bill payments during the Sweepstakes Period using Sponsors’ online bill payment service. A qualifying online bill payment must be at least $10.00 in value and must be directed to a payee to which there have been no prior payments made during the Sweepstakes Period. Subsequent payments made to a payee during the Sweepstakes Period will not be considered a qualifying online bill payment. For every additional payment made in excess of the minimum requirement of two qualifying online bill payments at least $10 or more in value, end users will receive one additional entry. Limit of twenty additional entries per end user. Maximum number of entries allowed during the Sweepstakes period is twenty one per end user; or B) On a plain 3” x 5” card, legibly handprint or type your name, age, complete address, city, state, zip code, home and business phone numbers (including area code),
e-mail address (if any) and your participating fi nancial institution’s name (if any). Then, mail your 3” x 5” card in a postageaffixed sealed envelope to: Kitchen Makeover Bill Pay Sweepstakes, 100 Second Avenue South, Suite 1100S, St. Petersburg, FL 33701. A maximum of twenty one entries may be submitted per end user during the Sweepstakes Period. Each envelope is considered one entry. No mechanically or programmatically reproduced entries are permitted. Mail entries must be postmarked by June 13, 2008 and received by June 20, 2008. 4. Drawing: Independent judges will randomly select prize winners from among all eligible entries received on or about June 27, 2008. Odds are dependent upon the number of eligible entries received. 5. Prizes: One (1) Grand Prize of $5,000, having an Approximate Retail Value of $5,000. 6. Full Rules: To obtain full official rules please send a SASE to: Kitchen Makeover Bill Pay Sweepstakes, 100 Second Avenue South, Suite 1100S, St. Petersburg, FL 33701. 7. Sponsor: Fidelity National Information Services, 100 Second Avenue South, Suite 1100S, St. Petersburg, FL 33701. Void in Puerto Rico, US territories and possessions outside of the US and where restricted or prohibited by law. 8. To have your name and address removed from Sponsor’s Sweepstakes mailing list, please send a self addressed envelope to: Bill Pay Sweepstakes, 100 Second Avenue South, Suite 1100S, St. Petersburg, FL 33701.

Access to over 32,000 surcharge-free ATMs!

Riverfront offers you access to over 32,000 surcharge-free ATMs nationwide through two ATM networks - Allpoint & CUDollar (CU$). When you use your MasterMoney® debit card at an ATM in either of these networks to make a withdrawal, you will not be charged a surcharge fee*. The surcharge, typically $1.50 to $3.00, is the fee an ATM owner charges “foreign” cardholders (i.e., someone that is not a customer of the institution owning the ATM) to make a withdrawal at its machine.

Allpoint offers you access to over 32,000 surcharge-free ATMs nationwide when using your MasterMoney® debit card. Allpoint ATMs display the Allpoint logo and can be found across the country in local, regional and national retail merchants like Target, Giant Foods, Costco, ExxonMobil, Rite Aid and Sunoco just to name a few. To find an Allpoint ATM location near you, simply click on the logo above.

CUDollar offers you access to an additional 700 surcharge-free ATMs in 14 states when using your MasterMoney® debit card, STAR® ATM card or Riverfront Visa credit card. Enjoy surcharge-free access at participating credit unions’ ATMs and at participating retail merchant locations. Just look for an ATM that displays the CU$ logo. To find a CU$ ATM location near you, simply click on the logo above.

Debit card holders please note: When you use your MasterMoney® debit card at an Allpoint or CU$ ATM, the surcharge screen may appear during your transaction. Just select “yes” to accept the surcharge and proceed with your withdrawal. You will not be charged the surcharge fee* or it will be refunded to you.

* Please note that the surcharge fee should not be confused with Riverfront Federal Credit Union’s balance inquiry fee, under $25 withdrawal fee, over 6-free ATM withdrawal fee, and PLUS Network transaction fee which may still apply.