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Personal Loans

Consolidate bills, buy a computer, go on vacation and more with a personal loan from Riverfront.

  • Express Line of Credit - Choose a line of credit that you can access again and again - just like a credit card, but without the plastic. Take cash advances easily through Express checks, MasterMoney™, ATM, Dial Direct, OnlineDirect or the office. This line of credit can also serve as overdraft protection on your checking account. Enjoy a low variable rate and credit limits up to $20,000.
  • Fixed Rate Personal Loan - To borrow for a one-time need, choose a personal loan. This option features a fixed rate, terms up to 5 years and loan limits up to $20,000.
  • Protect yourself with Credit Life and Disability Insurance.


How to apply

Applying for a Riverfront loan is as easy as 1, 2, 3... 

1.    Log on to OnlineDirect

Click the Transaction button

.    Click the Applications button

    Complete the Line of Credit Loan Application


Personal Loans
 Rates Effective: 4/1/2014APR
Share Secured3.10%
Express Line of Credit - Variable9.00%
Unsecured Fixed 7.99%
Actual rate is based on borrower's credit history.

Rates stated as annual percentage rate.

Loan rates are effective as of the date indicated above and are subject to change at anytime.

Revolving Line of Credit - Rate is variable and subject to change quarterly. Over the previous 3 quarters the lowest rate was 9.0% and the highest rate was 9.50%.

Actual interest rate will be determined based on member’s credit history. Please call RFCU for current rates and terms at (800) 451-3477 or (610) 374-8351.

Need a loan after hours. Call (877)850-8231 7 days a week or choose Online Direct to apply online.

Contact Lending@Riverfrontfcu.org for more information.


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