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Share Certificates

Riverfront Share Certificates provide another opportunity for risk-free investing. Compare and you'll see that Riverfront's yields are higher-than-average compared to certificates offered by other financial institutions. Riverfront has many options to meet your needs:

  • Variety of options - Invest with Share Certificates and Traditional and Roth IRA Share Certificates.

  • Terms to meet your needs - Choose terms ranging from 6 months to 5 years.

  • Competitive rates - Earn high dividend rates on your investment.

  • Easy to start investing - Open your certificate with as little as $1,000.

  • Dividends paid monthly - You may have your dividends applied directly to your certificate balance, transferred to your savings or checking or if your investment is $5,000 or more, you may have a dividend check mailed to you (certain restrictions apply).

  • No service fees - This is a fee free account.

  • Penalty - Penalty for early withdrawals.

  • Your funds are federally insured up to at least $250,000 and backed by the full faith and credit of the United States Government through the National Credit Union Administration

For added convenience, you can also automatically renew your certificate upon maturity.

Investment Disclosure


How to apply

Applying for this Service is easy.

If you are currently a member of Riverfront applying for this service is as easy as 1,2,3... 

1.    Log on to OnlineDirect

2.    Click the Transactions button

3.    Click on "Buy Certificate"

If you're not a member at this time, complete the Membership Application and return it to Riverfront. Along with a copy of your drivers license or state issued Identification and social security card.

*For information on federal, state & local tax laws and on your personal situation, contact your tax advisor.


Mature Advantages Certificate - $1000 minimum
 Rates Effective: 12/1/2009APY*
None at this time0.00%



Certificates - Minimum $1,000
 Rates Effective: 4/1/2014APY*
6 to 11 months0.25%
12 to 23 months0.35%
24 to 35 months0.55%
36 to 47 months0.95%
48 to 59 months1.25%
5 years1.50%
*Annual percentage yield Penalty for early withdrawal. Fees could reduce earnings on the account(s).
**Promotional certificates available for personal accounts only. Aggregate limit of $250,000 per member.

Share Certificate Agreement
Miscellaneous Fees


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  This credit union is federally insured by the National Credit Union Administration, a U.S. Government Agency.  The Riverfront logo, Riverfront icons and proprietary content on this site are all Copyright 2003 Riverfront Federal Credit Union All rights reserved. Privacy Statement | USA PATRIOT ACT | Web Site Disclaimer