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Vehicle Loans


Riverfront can help you finance your next vehicle purchase. Choose from a variety of options with rates you can really afford and flexible terms. RFCU bases most consumer loan rates on the term of your loan and your credit history. We also look at your debt-to-income ratio and other considerations like years of employment and payment record. You will pay simple interest on your Riverfront loan. This means you pay interest only on the unpaid balance of the loan. Plus, Credit Protection is available to cover your loan during periods of disability or loss of life. Our Loan Department is here to assist you with your financing questions by offering knowledgeable, friendly, and courteous service.

New & Used Auto Financing Finance up to 100% of the purchase amount with convenient terms up to 72 months for loan amounts up to $25,000 and 84 months for loan amounts over $25,000(84 month loans are for model year 2007 and 2008 only).

Auto Equity Loans Borrow up to 100% of the NADA value of your vehicle with convenient terms up to 72 months for loan amounts up to $25,000 and 84 months for loan amounts over $25,000(84 month loans are for model year 2007 and 2008 only).

Easy Payment Options - Riverfront offers easy payment options through direct deposit, payroll deduction, Online Direct (internet access service), Dial Direct (telephone access service), through the mail, or at our office. We can establish an Automatic Transfer as a free service to have your payment automatically deducted from your Riverfront savings or checking account. Your payments will be on time every time and you can access Dial Direct or Online Direct to check the status of your loan at any time.

Pre-Approvals give yourself extra negotiating power when shopping with a pre-approval. Before you buy, Riverfront can pre-approve a vehicle loan at no cost or obligation to you. Pre-approvals are valid for 30 days so you have plenty of time to shop for your best deal.

Fast Approvals applications are reviewed promptly when received and are normally processed within 30 minutes or less.

Refinance Options Riverfront will refinance existing high interest rate vehicle loans from other financial institutions or dealerships. We may be able to save you thousands if you move your existing auto loans here. Let us see what we can do for you. It is never too late to save money.

The following information will be requested when refinancing an existing auto loan:

  • 10 day payoff statement from current Financial Institution
  • Proof of automobile insurance
  • Copy of vehicle registration
  • Proof of income may be required

Easy Application Process - When you are buying a new car do not forget your credit union. At Riverfront you can apply for a new or used vehicle loan by:

  • Visiting the Credit Union
  • Calling 610-374-8351 or 800-451-3477 during normal business hours
  • Calling 877-850-8231 after normal business hours
  • Apply through Online Direct (our internet access) at www.riverfrontfcu.org

When you visit our office, a decision can be made while you wait, and the Lending Department will be happy to discuss the steps needed to finalize the transaction. When applying online, a decision will be sent back to you usually within 30 minutes to an hour via the message service on Online Direct (internet access service). The decision will include any additional steps that need to be taken to finalize the transaction.

As a member, you can always receive instant, convenient, and up-to-date details on your vehicle loan with our 24 hour online service Online Direct. Online Direct is FREE and you can instantly check loan account balances, transfer funds, and make loan payments with this service.


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